Mortgage Closer/Processor
Location
Mortgage Division- Shreveport
Type
Full Time
Benefits:
- Health insurance
- Paid time off
- Vision insurance
- 401(k)
- Dental insurance
Essential Duties and Responsibilities
- Process conventional, FHA, VA, USDA, and portfolio mortgage loans.
- Review loan files for completeness and accuracy.
- Collect and verify required documentation from borrowers, loan officers, employers, title companies, insurance agents, and other third parties.
- Analyze income, assets, credit, and collateral documentation to ensure investor eligibility.
- Clear underwriting conditions and obtain final approval for closing.
- Prepare loan files for closing in compliance with investor and regulatory requirements.
- Coordinate closing schedules with borrowers, loan officers, title companies, attorneys, and real estate agents.
- Review Closing Disclosures (CDs) and ensure compliance with TRID timing requirements.
- Verify loan terms, fees, and funding conditions prior to closing.
- Ensure loans meet agency and investor guidelines, including Fannie Mae, Freddie Mac, FHA, VA, USDA, and internal policies.
- Maintain communication with borrowers and business partners regarding loan status.
- Order and review title work, homeowners’ insurance, appraisals, flood certifications, and other required documentation.
- Resolve documentation discrepancies and closing issues in a timely manner.
- Maintain accurate loan records within the Loan Origination System (LOS).
- Meet established production, quality, and service-level expectations.
- Participate in audits and quality control reviews as needed.
- Perform other duties as assigned.
Qualifications
- High school diploma required, associate or bachelor’s degree preferred.
- 2+ years of mortgage processing, closing, or underwriting support experience preferred.
- Working knowledge of:
- Conventional, FHA, VA, and USDA lending
- Fannie Mae and Freddie Mac guidelines
- TRID, RESPA, HMDA, ECOA, and other mortgage regulations
- Experience with Loan Origination Systems (Calyx/Point preferred but no required)
- Strong understanding of mortgage documentation and closing procedures.
- Excellent organizational and time management skills.
- Ability to manage multiple loans simultaneously while meeting deadlines.
- Strong verbal and written communication skills.
- Proficient in Microsoft Office Suite.
Citizens Bank and Trust Company of Vivian
Citizens Bank & Trust Co. of Vivian, LA is the oldest, locally owned community bank in Caddo and Bossier parishes. We’ve been serving our customers for over 55 years. CB&T is committed to personal service. We mean it when we say “Your business is personal to us.”
We are seeking enthusiastic, hardworking individuals who are customer-service minded and willing to go the extra mile for our customers. If you would like to apply for one or more of our available positions, please send your resume to brandolph@cbtbankco.com or call 318.629.3217.
CB&T has a benefit package for full-time and part-time employees including:
- Health and dental insurance
- Company-paid life insurance
- Short and long-term disability
- 401(k) and profit sharing plan
- Vacation and sick benefits
CB&T is an equal opportunity employer. Credit checks and background checks required for employment.
Company Website: www.cbtbankco.com
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